BUSINESS RESOURCES
BUSINESS RESOURCES
“THE MORE YOU LEARN, THE MORE YOU EARN.”
💰MONEY. An integral part of business. While it’s not as simple as “sell product, earn dollar”, it doesn’t have to be intimidating either.
Do you have a question about funding, budgeting, taxes or anything else? EMAIL US! We don’t have all of the answers, but two heads are better than one and we’re happy to try to help. RESOURCES@THEHUBNORTH.COM
While we do our best to ensure the validity and integrity of these resources, businesses, organizations and individuals, we are in no way affiliated with any of them and are providing resources on a strictly informational and educational basis.
BUDGETING & FINANCE
CASH FLOW MANAGEMENT & software
WAVE ACCOUNTING - FREE accounting software and educational resources
FRESHBOOKS - Invoicing and accounting software that also has a great blog for cashflow management
QUICKBOOKS - Accounting, payroll, POS and more. While Quickbooks can get quite advanced and intimidating, it can also be scaled down to be very simple.
XERO - Accounting essentials with room to grow
ZOHO BOOKS - Powerful Accounting Software for your small business
➜(TIP: if the platform speaks to you, ZOHO can really be integrated into almost every aspect of your small business. From social media management to CRM to Email. If you’re just starting out and budget allows, it could be a good all-purpose solution for some businesses)
SAGE - Business and accounting software solutions
BUSINESS.GOV - Government website with straightforward information on business finance management
BUDGETING & GUIDANCE
NEO FUND - Support and mentoring for small businesses
SCORE.ORG - Free mentoring and education with straightforward guides on finance as well as templates, webinars and more
ENTRELEADERSHIP - Simplified financial planning guidance with a focus on debt-free growth
TILLER MONEY - Spreadsheet-based budgeting templates designed for simplicity in small business
THE BALANCE SMALL BUSINESS - Offers very clear articles and templates for financial statements, small business accounting in general, taxes and more
DO YOU OFFER A SMALL BUSINESS RESOURCE? TELL US ABOUT IT!
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DO YOU OFFER A SMALL BUSINESS RESOURCE? TELL US ABOUT IT! 〰️
FUNDINg strategies
*We’ve said it before, but we’ll say it again here. These are simply resources. We have no affiliation with these businesses, nor do we recommend one over the other. We do, however, recommend having a mentor in some capacity on your side to help you decide which approach to funding is best. NEO Fund (for Northeast Ohio residents) and SCORE.ORG have excellent mentors.
💵 Do you have any money? Be your own bank and cash-flow your way! People do it every day, and it would be our #1 recommendation on where to start with small-business funding.
🏘️ Friends and family! That aunt who said she knew you’d do something great one day. The BFF who owes you $1,000 . The small inheritance you got from your grandpa. Owing friends and family money is never fun and it should only be done when both parties know the exact terms (written on paper), but they’re our second suggestion after using your own money if you absolutely have to get some cash fast.
🏦 Go speak with your local credit union or community bank. They can typically be more helpful than major-brand banks when it comes to personal loans. They can speak with you and answer the questions you have.
Funding (in the form of borrowing) isn’t for necessary for every small business. There are ways to find money, create content and sell products and services with what you have today. 🙌🏻
KIVA - Microloans with a focus on social impact. The platform uses a community-based approach that allows your friends and family to contribute followed by a community of KIVA’s lenders.
SBA MICROLOAN PROGRAM - Government-backed loans typically less than $50,000.